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WE
BELIEVE EVERYONE SHOULD BE ABLE TO OWN A HOME!
Whether
you plan to finance a new home or refinance your existing home to use
your equity, we can help you find the right solution to meet your needs. SeQuoyah
Mortgage, we can offer you a wide
range of mortgage advice and services to help you design your lifestyle!
Apply
Now! Click HERE.
How
do I know which mortgage is most suitable for my Real Estate purchase?
You may be buying a new home, a secondary residence, a vacation home, or even
a commercial unit for investment or extra cash flow. We can help find the mortgage
that's most appropriate for you.
Apply
Now! Click HERE.
I've
had some credit problems. Should I still apply for a home loan?
Of course you should! Don't let past credit problems or low credit scores keep
you from applying for a mortgage; there are hundreds of programs to chose from
when purchasing a home. You may qualify for one. The only way to find out is
to complete the application.
Apply
Now! Click HERE.
What
is the difference between pre-approval and pre-qualification?
The pre-approval process is much more complete than pre-qualification. For
pre-qualification, the loan officer asks you a few questions and provides you
with a "pre-qual" letter. Pre-approval includes all the steps of
a full approval, except for the appraisal and title search. Pre-approval can
put you in a better negotiating position, much like a cash buyer.
Apply
Now! Click HERE.
What
type of documentation is needed when I apply?
There are a number of important items that you will need when you apply for
a mortgage. Specifically they are:
 Your
past two (2) years, W-2 statements.
Pay stubs covering
the last (30) thirty days.
Most recent three
months' bank statements.
Most recent transaction
summary of 401K or IRA accounts.
Statements of mutual
funds, stocks, or bank accounts.
Copy of the Purchase
and/or Sale Agreement
If
you are currently renting:
Either
12 months' cancelled rent checks; or
The name and address
of your current landlord.
If
divorced:
A fully
executed divorce decree.
For
a refinance:
A copy of
the deed, and most recent tax bill.
If
you've had credit problems:
A
letter of explanation for any known credit problems.
For
self-employed borrowers, employed in sales, paid by commission, or owns
rental real estate:
Two
(2) Years, signed personal tax returns including all schedules.
If
self-employed through a corporation:
Last
two (2) years, corporate returns as well as a year-to-date profit and
loss statement and balance sheet.
Apply
Now! Click HERE.
How
do I know when to refinance my existing mortgage? Are you
looking to increase cash flow, reduce expenses or maximize tax deduction?
We can help you determine if you should consider refinancing.
Apply
Now! Click HERE.
How
can I leverage the equity I've built in my Real Estate? If
you are looking for additional capital, we can help the equity in your
Real Estate become valuable source of financing.
Apply
Now! Click HERE.
How
can I navigate my way through the mortgage process? We have
a variety of tools to help you get started, evaluate your options and
plan your move as easy as 1,2,3!
APPLY
FOR YOUR LOAN AS EASY AS 1, 2, 3
STEP
1 Apply for your Mortgage
Complete your mortgage application over the phone or in person with a Personal
Mortgage Consultant. Call (405) 787-7232 or request an appointment by clicking
contact us,
Monday - Friday from 9:00am - 4:00pm Central Standard Time. Generally, this
application process will take about 10 - 30 minutes. If you desire to schedule
an appointment at our Oklahoma City main Office or a Personal Mortgage Consultant
may visit you in your residence or place of business to do this application.
STEP
2 Application Review and Approval
A Personal Mortgage Consultant will review your application with the appropriate
account executive, request a credit report for all applications and submit
your information to the underwriter for the first initial lending decision.
When your application receives initial approval, a title report, appraisal
and flood certification is requested.
STEP
3 The Decision is Made, You close on your Mortgage
Your Personal Mortgage Consultant notifies you of the final lending conditions
/ decision, and schedules a date and time for your mortgage to close. Your
closing can be scheduled at any location that is most convenient for you. Once
your mortgage is approved you will need to attend the mortgage closing at a
certified Attorney or Licensed Title Company where you review and sign the
final mortgage documents, and funding takes place.
Apply
Now! Click HERE.
Copyright © 2004
SeQuoyah
Mortgage. All Rights Reserved.
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and maintained by JTek
Resources, LC.
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